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More Splurging!

January 19th, 2008 at 08:59 pm

Well, the splurge was not complete! I went ot the Mall this afternoon to return some clothes my mother gave Mr. Bean for Xmas. He said I could use the refund money to get something for myself since I was doing the return. So, I spent the return money (~$20) and then some. Good golly the stuff was CHEAP-- the prices were what I would expect at the end of season, although we still have a good 2-3 months left of winter in my part of the country. I guess that's what happens when consumer spending declines. I couldn't resist a few more items to spice up my wardrobe.

Lest anyone worry I've fallen off my rocker, I can afford these little splurge. I've already contributed $900 to my 2008 Roth. But, I still feel a little uneasy about the spending. Even though I think I'm doing OK with saving, there's this little voice in the back of my head saying: "Save more! Don't rationalize your wastefulness!"

Since I've been using Quicken for over a year now to track all my expenditures, I think it would behoove me to go back and analyze it a little closer. By doing so, hopefully I'll come to ease with these occasional splurges or be able to somehow quantify how much of a splurge will still be responsible.

3 Responses to “More Splurging!”

  1. M E Says:


    In terms of retail, January IS generally the end of the season for winter clothing and accessories. They rush everything, it is kind of like why all the Christmas "stuff" is out in September and/or October.

    Good luck if you need boots, gloves, etc. in February or March around here, you will either NOT find them and/or they will cost an arm and a leg to get them.

  2. Amber Says:

    I think it is great to treat your self as long as you know your limits

  3. michelle Says:

    I don't think we can stay on budget without allowing ourselves to splurge once in a while. Also, I'm in a similar position as yourself - finishing up grad school and becoming a professional. If I feel like splurging, I try to at least make it a purchase of professional clothing or shoes, which I do need.

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